How Plastiq Works

  1. Tell us who you want to pay

    Your recipient doesn’t need a Plastiq account. Just tell us:

    • Recipient name and bill information
    • Recipient address or direct deposit details
    • Payment amount
  2. Plastiq charges your card

    Plastiq receives a small fee for each transaction.

    • 2.5% transaction fee for credit cards
    • No membership fees
  3. Plastiq pays on your behalf

    Your recipient gets paid by check, wire transfer, or ACH transfer.

    • Recipient receives payment
    • You get an email notification
    • Track updates in your account

For when cards aren’t accepted1

Pay Your

  • Auto Leases
  • Auto Purchase
  • Business Services
  • Club Fees
  • Mortgage
  • Contractors
  • Employees
  • Freelancers
  • Insurance
  • Legal Services
  • Rent/ Lease
  • Tuition
  • Taxes
  • Utilities

Pay fast, direct to vendors


Check is sent and received by recipient in the mail within 8 business days.

Wire Transfer

Domestic transactions same day or next day, or 1-3 business days for international.

ACH Bank Transfer

Funds deposited directly into the recipient’s bank account as fast as next day.

Customize Your Payment Information

Recipients receive a payment with your name, account and invoice number on it, so they know it’s from you.

Plastiq Fee

Low Fees.
More Rewards.

Plastiq charges a small fee for each transaction. The good news is that your credit card rewards and other benefits often offset the fee.

Now it’s your turn

Smart businesses trust Plastiq to grow their business.

A rating by the Better Business Bureau

Bank grade security with advanced encryption

Trusted by over 1,000,000 customers

Billions in payments made globally

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